Can you see my Stripe password or API keys?

No. We use official Stripe Connect OAuth, or a restricted API key scoped to reading invoices and writing payment methods. We can never see your balance, move money to another account, or access your financial data. You can revoke access from your Stripe dashboard at any second.

Why don't you ask the customer to log in?

Because a password is one more thing to find at the exact moment someone is least motivated to look for it. A declined card is an errand, not an emergency, and errands get postponed until the subscription quietly lapses. The link we send removes that step: a single-use, cryptographically random token, scoped to one invoice, valid for seven days, that can do exactly one thing. Every step taken out is a step nobody drops out at.

How is this different from Stripe's own dunning emails?

Stripe's emails are generic, branded like a bank notice, and push the customer into a portal. SimpleRecover sends a short plain-text note that reads like you typed it yourself, and links to a single hosted field that updates the card and retries the invoice immediately.

Is the passwordless link actually safe?

The token is 192 bits of cryptographic randomness, tied to one invoice, expires in 7 days, and can do exactly one thing: attach a new payment method and retry that invoice. It exposes no personal data, no invoice history and no account access. Connected-account credentials are encrypted at rest with AES-256-GCM.

What if the customer pays before the email goes out?

Then nothing is sent. Every job re-checks the live invoice status before sending, and an invoice.paid webhook closes the sequence instantly. Your customers never get an email about a bill they already settled.

Which currencies and countries do you support?

Everything Stripe supports. Amounts are rendered in the invoice's own currency, and the hosted update page uses Stripe Elements, so local payment methods and 3D Secure work exactly as they do in your own checkout.

What happens after the 14-day trial?

You get charged $9.99/month, or $99/year if you switch to annual. No usage tiers, no MRR-based pricing, no commission. Cancel from the customer portal in two clicks. We will never make you email support to leave.

Stop losing 5–10% of your MRR to expired cards

Recover Failed Stripe Payments on Autopilot.
Without Paying $250/Month.

Enterprise dunning tools start at $250/mo and take a cut of your revenue. SimpleRecover connects in 60 seconds, sends frictionless 1-click update links to your users, and costs a flat $9.99/month.

Connect Stripe in 60s· 14-Day Free Trial View Interactive Demo

Built on Stripe Connect OAuth
1-Minute Setup (Zero Code Required)
0% Cut on Recovered Revenue (You keep 100%)

simplerecover.runivoxlabs.com/dashboard

Sample data

Recovered this month

$0.00

+23.8%

Recovery rate

0.0%

vs 31% Stripe default

Commission paid

$0.00

You keep 100%

Recovery feed

Live

Alex M. updated card4m ago · invoice retried+$49.00
Priya R. updated card21m ago · invoice retried+$29.00
Tomás L. updated card38m ago · invoice retried+$99.00
Wei C. updated card55m ago · invoice retried+$19.00

Avg. time to recover3h 41m

Everything it does

A dunning stack that fits in one screen.

No SDK, no onboarding call, no revenue share. Just the six things that actually bring a failed payment back.

Live dashboard

Watch involuntary churn reverse itself.

Every failed invoice, every recovery, every dollar, in one number you can check between commits. No reports to configure.

Recovered this month

$1,420.00

+23.8%

Alex M. updated card· 4m ago+$49.00

Priya R. updated card· 38m ago+$29.00

Tomás L. updated card· 2h ago+$99.00

Commission

Of everything you recover. Enterprise tools take a cut on top of their subscription. We take nothing, at any volume.

Flat price

$9.99/mo

SimpleRecover$9.99

Churnkey$250

Churn Buster$269

Their published prices, September 2026.

Plain text, from you

An email that reads like a person wrote it.

No HTML tables, no branded header, no “Dear Valued Customer”. It lands in the primary inbox and gets answered like a normal message.

Quick heads up regarding your Sendfolio subscription

Hi Alex,

I noticed that your latest payment for Sendfolio ($49.00) didn't go through earlier today. Usually, this is just an expired card.

👉 Update Card Securely (No Login Needed)

Thanks for being with us, Marc

Sequence timing

Two hours later, not two seconds.

Banks often retry on their own within the first hour, and an instant email reads as automated. Wait two hours, follow up once at 48, then stop.

00:00Card declined
Stripe webhook lands in under a second
02:00First email
Calm, personal, one link
48:00Final nudge
Only if the invoice is still open

60s

Connect once. Never touch it again.

Authorise on Stripe's own screen. Zero code, zero deploys, revoke whenever you like.

Listening for failed invoices

One click. No password.

A password is one more thing to find at the worst possible moment. A single-use token scoped to one invoice takes the step out entirely.

simplerecover.runivoxlabs.com/update-card/a9f3…c21b

Expires in 7 days · single use

Scoped, encrypted, revocable.

We read invoices and write payment methods. That's the whole permission set.

AES-256-GCM at rest
Card data never touches us
Every Stripe currency

The $250 Enterprise Bloat

Dunning tools were built for companies 100× your size.

You don't need a churn platform with a RevOps onboarding call. You need the failed invoice to get paid, and to keep every dollar of it.

The Enterprise Trap

Churnkey, Churn Buster & friends

$250+/mo

$250 to $269/mo entry price
A commission on recovered revenue, on top of the subscription
Complex JS SDKs and hours of implementation
Clunky customer portals that demand a password
Built for Series-A teams with a RevOps hire

The SimpleRecover Way

Built for solo founders under $5k MRR

$9.99 flat

Flat $9.99/mo, a price that never scales with you
0% commission. Every recovered dollar is yours
Zero code. One Stripe connection, 60 seconds
Passwordless, tokenized 1-click card update link
Built for indie hackers, priced like one

Competitor pricing read from their own public pricing pages, September 2026.

ROI Calculator

How much is churn quietly taking from you?

Drag your MRR. The math assumes a conservative 7% involuntary failure rate, and that a passwordless 1-click flow recovers 65% of those. Both are industry estimates, not promises about your account.

Your monthly recurring revenue

$3,000/mo

Ramen profitable

$500$20,000

Silently lost

$210

~7% of renewals fail (estimate)

Recovered back

$136.50

65% of those recovered (estimate)

Your ROI

1,266%

Net $126.51 after the $9.99

Lost without SimpleRecover$210

Recovered with SimpleRecover$136.50

With $3,000 MRR, you silently lose ~$210/mo. SimpleRecover recovers ~$136.50/mo for just $9.99, which is $1,638 a year back in your pocket.

Start recovering, 14 days free

Estimates, not guarantees. Actual involuntary churn varies by pricing, card mix and geography. Your own numbers appear in the dashboard from day one.

How It Works

Three steps. One of them is yours.

Connect Stripe once. Everything after that happens while you're building, sleeping or on a beach.

01
Connect
Authorize SimpleRecover on your Stripe account with one click. Read invoices, write payment methods, nothing else. No code, no SDK, no deploy.
~60 seconds
02
Listen & Send
When a card fails, we wait 2 hours (banks often retry on their own), then send a personal, plain-text email from you with a passwordless update link.
Fully automatic
03
Keep 100%
Your customer updates their card in 15 seconds, the invoice is retried instantly, and the recovered revenue lands in your Stripe balance. We take none of it.
0% commission

The Email

It gets read because it doesn't look like marketing.

Plain-text emails from a human name land in the primary inbox and get read like a message, not filed like a newsletter. An email nobody opens cannot recover anything.

Quick heads up regarding your Sendfolio subscription

Marc Aubrey <marc@sendfolio.com> · to you

Primary

Hi Alex,

I noticed that your latest payment for Sendfolio ($49.00) didn't go through earlier today. Usually, this is just an expired card or a temporary bank security check.

To make sure your account and data stay active without any interruption, could you please take 30 seconds to update your card details here?

👉 Update Card Securely (No Login Needed)

This link is securely tied to your account, so you won't need to remember any passwords.

Thanks for being with us,
Marc from Sendfolio

3× higher open rate

Plain text from a personal name skips the Promotions tab.

15s to update a card

One link, one field, no password to remember.

Replies come back to you

Customers answer it like a normal email, because it is one.

Pricing

One price. No percentage. No surprise invoice.

Recover $50 or $5,000 this month and you pay the same. We are a tool, not a partner in your revenue.

Yearly

2 months free

SimpleRecover

Everything, for every account size.

0% commission

$9.99/month

Billed monthly. Cancel in two clicks, any time.

Start 14-Day Free Trial

No card required to connect Stripe and see your at-risk revenue.

Unlimited Stripe webhook monitoring
0% commission on recovered revenue
Passwordless 1-click card update pages
Smart 2-step email sequence (2h + 48h)
Custom sending domain via Resend
Open & click tracking per recovery
Real-time recovered revenue dashboard
14-day free trial, cancel anytime

We never touch your balance, and we never take a percentage. If SimpleRecover doesn't recover more than it costs in your first month, cancel and keep everything it recovered.

Proof

Six things you can check yourself.

Every dunning tool calls itself safe and fair. Here are the specific claims behind this one, each with the way to confirm it without taking our word for anything.

0% of everything we recover

Bring back $50 this month or $5,000, and the invoice reads $9.99 either way. No tiers, no revenue share, no usage meter that punishes a good month.

Check it:Compare the pricing above with your first Stripe receipt.

Access you can revoke in one click

Connect OAuth, or a restricted key scoped to reading invoices and writing payment methods. It cannot reach your balance, your payouts or your bank details.

Check it:Stripe → Settings → Connected apps. Revoking takes effect instantly.

We never see a card number

Your customer types the card straight into Stripe Elements. The number never reaches our servers, our logs or our database. There is nothing of it for us to lose.

Check it:Open a card-update page and watch the network tab: it only ever goes to stripe.com.

Credentials encrypted before they reach the database

Stripe tokens, restricted keys and webhook secrets are sealed with AES-256-GCM using a key held outside Postgres. A leaked database dump on its own opens nothing.

Check it:Read exactly what is stored, and how, on the security page.

Never an email about a bill already paid

Every scheduled send re-checks the live invoice with Stripe first, and an invoice.paid webhook closes the sequence the moment money lands.

Check it:Pay a failed test invoice and the queued email is dropped, not delivered.

Leaving takes two clicks

Cancel yourself from the Stripe customer portal. No retention call, no email to support, no form that asks why you are going.

Check it:Dashboard → Billing → Manage subscription, from day one of the trial.

No testimonials here yet. SimpleRecover is new. We would rather show you six things you can check than six quotes you cannot. When a real customer says something worth repeating, with their name on it and their permission, this is where it will go.

FAQ

The questions every founder asks first.

Still unsure about something? Email us directly. A real person reads it, usually within a day.

Stop Leaving Free Money on the Table.

Every month you wait, another 5–10% of your MRR quietly walks out on an expired card. One connection today and it stops being your problem.

Get Started in 60 Seconds See pricing

14-day free trial · No code · Cancel any time

Recover Failed Stripe Payments on Autopilot. Without Paying $250/Month.